The Style Insider could stand to gain from a few fashion resolutions. Despite our sage advice for you, we’re as bad as everyone about adding new wardrobe items, getting rid of things we’ll never wear, ‘fessing up to what fits and what doesn’t, what looks good and what doesn’t.  

Thus, our collective brain trust has come up with 10 resolutions for 2009. Perhaps some apply to you: 

1. Act as if we are French. The French have it nailed when it comes to wardrobe and style (see the lovely French woman above?). A

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The Style Insider overspent during the holidays.

This will most likely not surprise TSI’s dear readers, who understand our love for pretty things. And perhaps some of you share our plight. So today, we are touring fabulous fashion and style blogs that emphasize more style and less money. It’s the responsible thing to do, n’est ce pas? At least for this week.

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If you’re one of the beautiful people planning to attend a lavish, fancy, glittering New Year’s Eve gala, you may stop reading now (or quickly turn to our New Year’s Eve 101 class).

If, however, you are one of the many who have become very frugal of late, and are going to a simple, small party in a friend’s home, then read on.

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Attention, class of 2009. New Year’s Eve is just around the corner, and we want you to look skinnier than that celery stick we traded for peppermint biscotti today. Unless you’ve got kids to tend to or you’re just flat out anti-social, you’ve got a big night ahead. It’s your duty to look absolutely smokin’.

Welcome, then, to The Style Insider’s ”New Year’s Eve 101″ series. In these 5 short sessions you will become informed and excited about your 2009 party debut. Our first class is about looking sleek. (Sleek looks are sophisticated and flattering, and jersey knits are in the spotlight this year.)

1. Maggy London draped matte jersey dress, $158 

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Welcome to this second session of “New Year’s Eve 101.” Now that you’ve mastered sleek, let’s turn our attention to a sassy look.

If you’ve been watching Gossip Girl and have the urge to channel your inner Upper East Side socialite, try these looks. (Gargantuan cocktail rings, and cocktails for that matter, are recommended accessories.)

1. VOOM by Joy Han Vivian tube dress in black, $261

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Congratulations on making it to the third “New Year’s Eve 101″ course — how to achieve that sultry sexy look for this week’s parties.

Think lingerie, but with a little more coverage, i.e., your stomach. This look is not for the shy, self-conscious or sloppy (one lift of the arm or bending-over motion may lead to a little TMI for those around you.)

1. Rachel Pally ‘Natalia’ dress, $255

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You have successfully worked through our selection of sleek, sassy and sexy looks for our “New Year’s Eve 101″ curriculum. 

Now we turn to a more gentle style approach.

You don’t have to be 5 years old to pull off ruffles and frills. These very sweet and stylish looks prove it.

1. Juicy Couture cascading ruffles chiffon dress in black, $378

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